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Essential Word

debt

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nîi

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หนี้

#608 most commonnoun falling tone

What does หนี้ mean?

Money owed to someone else, including credit card debt, loans, or borrowed money. Thai speakers use this for all types of financial obligations - from owing a friend 100 baht to bank loans. Often paired with มี (have debt) or เป็น (owe debt). Essential word for banking, shopping, and daily financial conversations.

Example Phrases

pǒm mii nîi

ผมมีหนี้

I have debt.

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Beginner

jàai nîi

จ่ายหนี้

Pay off debt

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Beginner

pǒm bpen nîi kun

ผมเป็นหนี้คุณ

I owe you money.

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Beginner

nîi bàt kree-dìt

หนี้บัตรเครดิต

Credit card debt

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Beginner

kun mii nîi tâo-rài

คุณมีหนี้เท่าไหร่

How much debt do you have?

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Beginner

pǒm dtɔ̂ng jàai nîi bàt kree-dìt duuan níi

ผมต้องจ่ายหนี้บัตรเครดิตเดือนนี้

I need to pay off my credit card debt this month.

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Intermediate

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